EpisodeEp. 02December 9, 2025

We Can’t Build Affordable Housing While Taxing It Like A Luxury Tax

Why our tax system makes housing unaffordable before construction even begins.

Show Notes

In this episode, we uncover the real tax burden hidden inside Canada’s housing market — from the HST on new builds to development charges, land transfer taxes, and the layers of government fees that make housing more expensive at every stage.

Before a single shovel hits the ground, developers face stacked taxes, shifting policies, financing pressures, and long approval timelines — all inside a tax system that’s inefficient by design. The maze of fees, rebates, exceptions, and credits confuses buyers, slows projects, and distorts the true economics of building homes.

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