We Can’t Build Affordable Housing While Taxing It Like A Luxury Tax
Why our tax system makes housing unaffordable before construction even begins.
Show Notes
In this episode, we uncover the real tax burden hidden inside Canada’s housing market — from the HST on new builds to development charges, land transfer taxes, and the layers of government fees that make housing more expensive at every stage.
Before a single shovel hits the ground, developers face stacked taxes, shifting policies, financing pressures, and long approval timelines — all inside a tax system that’s inefficient by design. The maze of fees, rebates, exceptions, and credits confuses buyers, slows projects, and distorts the true economics of building homes.
📝 Related Articles

Will vs. Trust: Which One Actually Controls Your Assets In Canada?
Most Canadians think their will controls everything they own – but beneficiary designations, joint ownership, and probate rules often decide where assets actually go. Learn how wills, trusts, probate, and tax planning work together to protect family wealth and avoid costly estate mistakes.

The Tax Rule That Punishes Canadians for Helping Family — And What You Can Do About It
New CRA bare trust filing catches family bank accounts, joint titles, crypto held for relatives—$50K penalties even if you owe $0 tax. Bill C-15 passed House, Senate next. Sign petition + download checklist before 2026 tax year.

3 CRA Powers Coming in 2026 That Every Canadian Needs to Know
New CRA powers let auditors demand sworn testimony (no transcript), issue $50/day penalties without court, and freeze reassessment clocks indefinitely. Download MP letter template to fight back before legislation passes.
Need more than a podcast? Cedar Group handles tax planning, restructuring, and sale-readiness advisory for founders.
CEDARGROUP.CA →