The Advisors Table — written.
Long-form articles on Canadian tax strategy, corporate structure, and planning.
Do You Need A Holding Company In Canada? The 5 Signs
A holding company can save hundreds of thousands in tax – or add needless complexity. Learn the five signs it makes sense, from surplus cash and investments to asset protection and business sales.
- Holdco Structure
- Holding Company
- LCGE
The RRSP Trap: Why CRA Takes 54% Of Your RRSP When You Die (And How To Stop It)
A $1 million RRSP can trigger a $540,000 tax bill at death. Learn the little-known strategy that can legally reduce that tax burden and preserve more wealth for your family.
- RRSP
- Tax Benefits
- Estate Planning
CRA's New Audit Powers — 2026 Update: What's Dropped, What's Still Coming
CRA's New Audit Powers — 2026 Update: What's Dropped, What's Still Coming
Update: the CRA's most-feared new power — compelling answers under oath — was dropped from Bill C-31, and the rest aren't law yet. Here's what's actually proposed (notice of non-compliance, a 10% penalty, stop-the-clock) and what the CRA can already do today.
- Corporate Tax
- Politics
CRA Bare Trust Rules 2026: Joint Accounts & Family Explained
CRA Bare Trust Rules 2026: Joint Accounts & Family Explained
Are joint bank accounts a bare trust? With Bill C-15 now law, here's what the 2026 CRA bare-trust rules mean for joint accounts, parent–child accounts, in-trust-for accounts, and a parent on title of a home — in plain English.
- Probate
- Beneficiary Designations
The 3% Trick: How High-Income Canadian Families Legally Pay Less Tax On Investment Income
A legal 3% trust strategy can help high-income Canadian families shift investment income to children and save thousands in tax – but new AMT rules may now turn those savings into costly surprises.
- Family Trust
- Legal Perspective
- Tax Compliance
Will vs. Trust: Which One Actually Controls Your Assets In Canada?
Most Canadians think their will controls everything they own – but beneficiary designations, joint ownership, probate, and tax rules often determine where assets actually go.
- Estate Planning
- Capital Gains
- Estate Freeze
The Tax Rule That Punishes Canadians for Helping Family — And What You Can Do About It
New CRA bare trust filing catches family bank accounts, joint titles, crypto held for relatives—$50K penalties even if you owe $0 tax. Bill C-15 passed House, Senate next. Sign petition + download checklist before 2026 tax year.
- Trust Planning
- Family Trust
- Succession Planning
3 CRA Powers Coming in 2026 That Every Canadian Needs to Know
The CRA's new 2026 audit powers — compelled sworn testimony with no transcript, $50/day penalties without a court, and reassessment clocks frozen indefinitely. Here are the three every Canadian needs to understand.
- Estate Freeze
- Business Sale
- Holdco Structure
One Mistake Killed His $5M Deal — Why the Wrong Team Destroys Business Sales
Selling your business? One wrong hire and hidden tax traps can kill the deal. Why regular accountants fail at business-exit tax planning — and how to build the deal team that protects your sale.
- Estate Planning
- Business Sale
- Corporate Reorganization
CRA’s 5 Most Dangerous Weeks: What TEBA Means for Your Next Audit
What is TEBA, and why does it make February–March the most dangerous weeks for a CRA audit? How the CRA's March 31 year-end drives aggressive reassessments — and a 3-phase plan to protect yourself.
- Post-Mortem Planning
- Succession Planning
- CRA Audit
$800K Tax Bill That Should’ve Been $0 — The 5 Mistakes That Cost This Business Owner Everything
Discover the 5 critical errors that turned a $0 tax bill into an $800K disaster for a business owner. Learn how to protect your company from CRA reassessments, audits, and massive penalties.
- Estate Freeze
- Estate Planning
- LCGE