LCGE
LCGE — All content on The Advisors Table.
Episodes
SoloDo You Actually Need A Holding Company?
How a holding company can reduce taxes, protect assets, and improve long-term planning for some Canadians – while creating unnecessary cost and complexity for others.
- Holding Company
- Holdco Structure
- LCGE
SoloEstate Planning Explained: Will vs. Trust In Canada
How wills, beneficiary designations, joint ownership, and trusts actually control your assets in Canada – and why many families discover critical estate planning gaps only after a crisis occurs.
- Estate Planning
- Family Trust
- Income Splitting
Posts
Do You Need A Holding Company In Canada? The 5 Signs
A holding company can save hundreds of thousands in tax – or add needless complexity. Learn the five signs it makes sense, from surplus cash and investments to asset protection and business sales.
$800K Tax Bill That Should’ve Been $0 — The 5 Mistakes That Cost This Business Owner Everything
Discover the 5 critical errors that turned a $0 tax bill into an $800K disaster for a business owner. Learn how to protect your company from CRA reassessments, audits, and massive penalties.
Visual Guides
The Power Of A Family Trust
Same business. Same sale. Same CRA rules. The only difference is how the shares were held. Without a trust: $1,275,000 sheltered through LCGE. With a family trust and three kids: up to $3,825,000 sheltered. The math speaks for itself.
Will Vs. Trust Explained
Most Canadian think their will handles everything. It doesn't. Your RRSP goes to whoever is on the beneficiary form. Your jointly-owned house goes to the surviving owner. Your will? It only controls what's left over. Here's what a will CAN'T do: • Save you tax • Control when your kids get their money • Help if you're incapacitated • Protect assets from creditors A family trust does all of that. And the difference can be hundreds of thousands of dollars.